Buy discounted future payment streams from settlement recipients at 12–18% yield.
Personal injury / lottery / annuity settlement recipients often sell future guaranteed payment streams for a lump sum via court-approved factoring transactions (Structured Settlement Protection Act). Buyers acquire the payment rights at discount rates of 12–18%. Backed by A-rated life insurers (very low default risk). A niche fixed-income OPM strategy when paired with a warehouse line.
Click Generate advisory deep dive for mechanics, IRC citations, a step-by-step execution plan, a worked numeric example on your profile, costs, risks, and this-week actions.
Buy a $1M–$5M business with 10% down, 10-yr amortization.
10% down, 20–25 yr fixed for owner-occupied real estate.
Owner becomes the bank — negotiate rate, term, and structure.
Tap home equity to fund higher-yield investments.
Borrow against your stock portfolio without selling.
Speed capital for flips, bridges, and value-add plays.
Rental loans qualified on property cash flow, not personal DTI.
Raise from LPs to acquire larger assets you couldn't alone.