Leverage $1 of equity into $4–$5 of performing-note purchases.
Specialty lenders (private funds, family offices, some regional banks) extend warehouse lines of 60–80% advance rate against pools of performing 1st-lien mortgage notes at 8–11% APR. If notes yield 10–12% net, the spread + leverage produces 15–25% equity ROE. Requires a servicing relationship and a track record; the note fund is the borrower.
Click Generate advisory deep dive for mechanics, IRC citations, a step-by-step execution plan, a worked numeric example on your profile, costs, risks, and this-week actions.
Buy a $1M–$5M business with 10% down, 10-yr amortization.
10% down, 20–25 yr fixed for owner-occupied real estate.
Owner becomes the bank — negotiate rate, term, and structure.
Tap home equity to fund higher-yield investments.
Borrow against your stock portfolio without selling.
Speed capital for flips, bridges, and value-add plays.
Rental loans qualified on property cash flow, not personal DTI.
Raise from LPs to acquire larger assets you couldn't alone.